The short answer: nothing changes for the tenant. The tenancy carries on, you become the landlord on the day you complete, and the rent is paid to you from then on.
Ask for, and have your solicitor check:
Every deal pack I send includes the tenancy, the rent and how long the tenant has been there, so you can see this before you go further.
The Renters' Rights Act changed private tenancies in England from 1 May 2026. Existing tenancies became rolling (periodic) tenancies, section 21 "no fault" notices ended, and rent can be increased once a year using the formal section 13 process. You take on the tenancy under these rules, so price the rent you are buying, not a rent you hope to reach quickly. In Wales, tenancies are occupation contracts under the Renting Homes (Wales) Act, which your solicitor will cover.
Most buy-to-let lenders will lend on a property with a tenant in place. Tell your mortgage broker it is tenanted at the start so they choose a lender that is happy with that. If you don't have a broker, I can introduce you to one who works with property investors.
Viewings are arranged with the tenant, with proper notice. A viewing doesn't hold the property: it stays on the market until the reservation fee is paid, so if you want it, move quickly.
Not financial, legal or tax advice. Rules change, so check with your solicitor, broker or adviser before you buy. Updated 13 November 2026.
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